Cheap Car Insurance for Young Drivers

Hunting for young drivers car insurance? Before getting insurance quotes it is wise to learn as much as possible.

Knowing what factors determine young drivers car insurance rates will save you a lot of time and money. The bottom line is that you will be able to get cheaper insurance.

It is shocking that most people pay a lot more than they really need to for their car insurance . Most of the time this can be easily avoided by simply comparing quotes online.

As we all know car insurance for young drivers can be particularly costly. In order to find the best combination of good coverage and affordable insurance rates, you have to go the extra mile.

One of the biggest problems inexperienced drivers face is their lack of driving history. Sadly, there is no quick-fix solution to this problem. The majority of insurance companies treat all inexperienced drivers the same way in the high-risk category. It is a fact that because of their lack of experience drivers under the age of twenty five are almost 3 times more likely to be involved in an accident compared to a diver over sixty.

It is understandable why many careful young drivers feel 'punished' by the insurance companies. Paying up to five thousand dollars per year, for belonging to this 'high risk' insurance group does seem unfair. There are, of course, things that can be done to aid the situation. Driving an "insurance friendly" car, maintaining good grades and low yearly mileage will all lower your premiums. You will be glad to hear that many insurance companies do offer a discount up to 25% for students with an average grade of B.

Every young driver must focus on establishing a safe driving record. Keep in mind that a single traffic violation may significantly set you back on your quest for better insurance rates. Even a small accident can be an excuse for most insurance companies to raise your rates.

It is a fantastic idea for parents to pay attention their child's driving habits and behaviour on the road. Accidents can be avoided if good driving practices are encouraged.

Make sure you check if your state has any regulations and safety laws which apply to young drivers. For example, there are night driving restrictions in California and Florida, and passengers restrictions in Georgia and New Jersey.


The majority of states will also require the completion of a certain number of hours in an education course before you can apply for drivers license.

See also: Auto Insurance For Women Is Cheaper