12 July 2010

Car Insurance For High Risk Drivers

When it comes to car insurance, high risk drivers are at a disadvantage. Its unquestionable fact that overall high risk drivers pay more for auto insurance. Finding affordable car insurance can be a difficult but not impossible.

High risk drivers - Who are they really?

A few factors are used by insurers when determining if a driver is high risk. Age, driving record and credit rating are the most important ones.

Teenage drivers - insurance experts insist that in a huge percentage of all accidents, teen drivers are at fault. Considering such claims, insurers are obliged to put teen drivers in the high risk category. Insurance rates for teenage boys in particular are quite high, especially for those driving faster cars.

Drivers over 55 - society generally accepts people as senior citizens when they are over 65 years old. There is an argument that senior drivers driver more carefully and rarely own sports cars. Yet, statistics show that older drivers are often involved in accidents.

People with poor driving record - driving history still plays a very important role when insurance premiums are calculated. If you have been caught driving with no insurance, DUI, have a few traffic violations or you have caused an accident, you can fully expect to pay more. SR22 or FR44 in some cases, may be required as part of your insurance policy.

Low credit rating - the use of credit score by insurers is seen as unfair by a lot of people. Fair or not, credit rating is used by more and more insurers every year. Those paying their bills on time are seen as good customers who are less likely to make a claim.

Low Cost car insurance for high risk drivers

Is it possible to find low cost car insurance for high risk drivers?

If you are a teen driver, the first thing you should be concerned about is keeping a clean driving record. If you are at school or college, maintaining good grades can lower your premiums.

Its extremely important to obey the law. Its common sense to avoid drink driving and to carry at least the minimum insurance coverage required in your state. If you have had traffic violations and you are required to have SR22, never let your insurance policy lapse.

You will pay less for your car insurance if you drive a car with more safety features, which is accepted as "insurance friendly".

Senior drivers and young drivers alike, can lower their premiums by taking a defence driving class.

The easiest way for high risk drivers to find low cost car insurance is to compare quotes online.


Getting quotes from at least 3 insurers is what insurance experts recommend. The difference in rates is sometimes shocking.

To compare instant quotes online now, please visit auto insurance for high risk drivers and SR22 insurance quotes

08 July 2010

Oil Spill Destin FL - News

Oil spill buoys Crist's Senate campaign
The nation's worst environmental disaster could be Florida Gov. Charlie Crist's lucky charm. read more

More oil spill fallout: RVs roll past favorite Walton County campgrounds
MIRAMAR BEACH Area hotels and condominiums are not the only lodgings to see more cancellations and fewer reservations related to the BP oil spill. Local RV parks and campgrounds have been hit equally hard, as tourists who would normally spend... read more

No To Oil-Covered Gulf Beaches, Yes To Beaches Of The Great Lakes
The oil spill in the Gulf certainly isn't helping tourism there this summer, but 1,300 miles north, some communities are seeing an increase in vacationers. read more

Wind pushes oil away, Destin Swordfish Tournament canceled (VIDEO, PHOTOS)
Wind pushes oil away, Destin Swordfish Tournament canceled (VIDEO, PHOTOS) - The Emerald Coast may get a break from the onslaug read more

BURST FOURTH: Out of state plates rule oil-free holiday weekend but rest of the month in flux (UDPATED with PHOTOS)
As tar balls seemingly skipped Destin beaches over the weekend, the Fourth of July holiday saw thousands of tourists and locals alike pack the beaches for some fun in the sun. It was great. We had an excellent weekend, said Jeanne Dailey,... read more

GetMoreVacations.com says, Gulf Coast is Beautiful and Open for Business!
GetMoreVacations.com is spreading the message that many of the beaches and waters in the Gulf of Mexico are open after the Deepwater Horizon Oil Spill off the coast of Louisiana. GetMoreVacations.com will be an associate sponsor of the #42 NASCAR Nationwide Series race car July 9th in the Dollar General 300 at Chicagoland Speedway. read more

The Gulf Oil Spill Help Center Dramatically Intensifies Its Efforts To Assist Vacation Rental Property Owners In ...
Out of concern vacation rental property owners in Destin, Florida, and Orange Beach, Alabama will lose most of their summer rental income, because of the BP Deepwater Horizon oil spill disaster, the Gulf Oil Spill Help Center is intensifying its efforts to get these owners identified, so the group can attempt to streamline the claims process for these homeowners. read more



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06 July 2010

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Miami Auto Insurance 04/28/2010

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